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Loan Information

You should choose this option if you are paying off an existing mortgage and netting less than $2000 cash or if you are paying off a Purchase Money First and Second Mortgage and netting less than $2000.

You should choose this option if you are netting more than $2000 Cash, if you are paying off a Second Mortgage that was not taken out at the time of purchase or if you are paying off any other consumer debts with the proceeds of this loan.

Credit Information
Loan Programs

A mortgage in which the interest rate does not change during the entire term of the loan.

A mortgage that permits the lender to adjust the mortgage's interest rate periodically on the basis of changes in a specified index. The interest rates on these loans will be fixed for a specified period of time, then will become adjustable for the remaining years of the loan. Once adjustable, the interest rates may move up or down, as market conditions change.

Documentation type

I qualify with full documentation of my income and assets. This will allow me to obtain the best rate and loan fee.

I will not document my income but will provide full asset documentation. This will reduce the amount of paperwork needed to close my loan, but may increase my rate or loan fee.

I am not willing to document my income and assets. This option may further increase my rate and loan fee.

Taxes & Insurance

Do you want to include your taxes and insurance with your monthly payment?

This may result in a lower rate or loan fee.

This may increase my rate or loan fee.

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Testimonials

Read what our borrowers say about working with One Easy Fee

I found One Easy Fee to just that: one easy fee. One Easy Fee made the process very simple, straight forward and fast. Good rates and good service overall, I would recommend them to others and use them again.
–John P.
California

I am writing to let you know about how wonderful my loan experience was with One Easy Fee. I found One Easy Fee simply after we were supposed to close a loan with another company.  We ended up not doing the loan with this other company partly because the loan officer was so rude and shorted the loan amount.   One Easy Fee really listened to me and also got me the same rate that the other company said "I would never see again" if I cancelled with them.Thank you for everything. I will definitely recommend One Easy Fee to any one I know.
–Rhonda W.
California

I give very high marks to One Easy Fee. My loan consultant got me locked in when I asked him to and at what turned out to be a very good rate. The whole process went fast and smooth. I was very pleased and will certainly recommend your firm.
–Rick H.
California

The service I received from One Easy Fee Home Loans was great! The final documentation had the exact numbers I was told. I have friends in the mortgage business but they could not beat One Easy Fee Home Loans pricing. They said at the end you will see that the pricing will change. Well the laugh is on them because the charges and price did not change. I have already referred two family members to One Easy Fee Home Loans and will continue to recommend One Easy Fee whenever asked. Thank you One Easy Fee Home Loans!
–Robert E.
California

I just wanted to say thank you. I checked our loan this morning and everything was there. It was such a nice surprise. Thanks again. It's been really wonderful dealing with One Easy Fee and I'll be coming back to you for life.
–Bruce C.
Oregon

I had a great experience with One Easy Fee. The staff was also excellent. I would recommend One Easy Fee to anyone. Thanks.
–Lori W.
California

One Easy Fee not only had the lowest rate available, it truly was the EASIEST process that we have ever been through. My loan consultant was amazing to work with, as was all of your support staff. We would recommend One Easy Fee to literally anyone who is in need of a home loan, whether it be for a new purchase of refinance.
–Susan K.
Oregon

 

Best home loan process we ever experienced! Special thanks to the terrific service provided by your staff. Great doing business with you.
–Max S.
California

Your staff was great! I really appreciated your services and would recommend One Easy Fee to anyone looking to obtain a mortgage. Thanks.
–Mike M.
California

I was very pleased with my loan consultant and One Easy Fee. I have told several people about your website and will tell anyone I know of that is looking for a home loan.
–Martha S.
California

I have been a customer of (a competitor) for over 30 years and am very please to say that the service that One Easy Fee provided definitely lacked at (a competitor) for all those decades. My loan officer was very professional, courteous and always prompt. The whole experience was awesome, a "wow moment" and I will be sure to refer people to you. Again, sincere thanks for the job well done.
–Mohammed C.
California

 

I am very much thankful to One Easy Fee for closing my loan in record time. I do not know how to express my thanks to my loan consultant. He was not only proactive but explained a small loan query in detail. I am first time home buyer and so did not know so many things but he made things easier and clearer. I am 500% satisfied working with One Easy Fee. I am telling my story to all my friends who are planning to buy home.
–Prasad P.
Massachusetts

 

Thank you for going the extra mile on your service.
–Hugh N.
California

 

The loan is perfect. Thank you very much for helping us by saving us lots of money and getting everything taken care of with zero mistakes. We really appreciate it. If I know of anyone who needs a loan, I am definitely going to refer them to you. Thanks again.
–Karen S.
California

 

Now that my loan is funded I just wanted to thank you and the team at One Easy Fee for making the process go so smoothly. Everything from the clear and straightforward web page to the 'at home' notary service was just great. The application process was easy, questions were answered promptly, the funding was precisely on schedule, and the fee was exactly as promised. Great job! I will certainly recommend your company to others.
–Geoff R.
California

When I first began the process of refinancing my condo, the amount of information on the internet was overwhelming. I was comparing what each site had to offer and then I came across One Easy Fee, what a stroke of luck! Reading through the policies, I saw your "fee guarantee" and my decision was almost made for me.. it was clear that One Easy Fee understood what I was looking for. As an added bonus, the people I worked with were more than helpful, they were friendly, prompt, genuine and never made me feel like I was a bother.This was without a doubt the most efficient and pleasurable business transaction I have ever completed... I can't say enough good things about your company and have already referred you to others!
–Carleen P.
California

My loan process was fast, painless and trouble free. The rate was also very competitive. Keep up the good work. I will recommend you to my friends.
–Paul Z.
California

 

The service was excellent and timely.
–Brad K.
California

Thank all the staff at One Easy Fee for getting us a low rate and payment on our refinance home loan which was lower than (2 competitors). Our loan consultant was kind, professional, even when I asked him the same questions over and over again. My wife and I are very happy with our much lower monthly house payment. We will tell all our friends about One Easy Fee and your great customer service.
–Randy M.
Oregon

My experience was awesome! Great service and rates! I have suggested this site to many of my friends! My loan consultant was very professional and made my experience very enjoyable..Thanks for the loan!
–Justin D.
Massachusetts

Everybody was great and easy to work with. FIVE STAR all the way!
–Rolando S.
California

It was pleasure working with you through this entire loan process and I am glad I chose One Easy Fee as my lender. I am very impressed with your customer service and loan process. I don't have any complaints. I will be recommending you to my other friends who looking to buy houses.
–Vikas M.
Georgia

 

One Easy Fee did a great job. Everyone that I communicated with was pleasant, professional, and focused on completing the process. I can certainly feel comfortable referring others to you. Thanks.
–Dan P.
Minnesota

Everyone I worked with was very helpful. My loan consultant has been extremely helpful and he is helping me on another transaction at the moment. Thank you.
–Roger H.
California

We were overall very pleased with One Easy Fee particularly that it worked exactly like it was supposed to. Thank you very much.
–Alex L.
California

My experience with One Easy Fee was great. I have no complaints and everything was delivered as promised.
–Brian D.
California

I want to say that I was extremely pleased and enjoyed working with my loan consultant and One Easy Fee. My loan consultant was always available, responded to inquiries with lightning speed, and was always looking out for our best interest. My loan consultant was of great importance in getting the right type of financing and transactions done for our investment property refinance. I was so impressed with working with my loan consultant and One Easy Fee that I have decided to use them for a current home purchase we are currently transacting.
–Eli R.
California

This was the easiest refinance I have ever done. There were no hang ups and everything was timely and professional. What was promised in the beginning was followed through to a tee. A great experience!!!
–Kevin R.
California

 

I like to say thanks to my loan consultant and all of you at One Easy Fee for helping me with this refinance. You are a truly professional team.
–Andrew K.
California

I have been pleasantly surprised by the ease of my refinancing with One Easy Fee. I was cautious beginning the process because of the open access environment of the internet, but didn't find any problems. I really appreciate the open and honest quotes. There were no surprises that I wasn't informed about which I found very refreshing. I would not hesitate to use One Easy Fee again.
–Donna T.
Michigan

Everyone that I worked with was very friendly and responsive to every question I had and every call I made. Voicemails that I left were returned extremely quickly. I will recommend you to friends and family that need these services going forward. Thank you.
–Shannon S.
California