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Loan Information

Loan Purpose

Refinance Type

Rate and Term

You should choose this option if you are paying off an existing mortgage and netting less than $2000 cash or if you are paying off a Purchase Money First and Second Mortgage and netting less than $2000.

Cash Out

You should choose this option if you are netting more than $2000 Cash, if you are paying off a Second Mortgage that was not taken out at the time of purchase or if you are paying off any other consumer debts with the proceeds of this loan.

Desired Cash Out

Purchase Price or Value of the Home

Loan Amount

Property Type

Primary Use of the Home

Property State

Credit Information

Credit Rating

Loan Programs Fixed Rates

A mortgage in which the interest rate does not change during the entire term of the loan.

15 Year Fixed

20 Year Fixed

30 Year Fixed

40 Year Fixed

Principal + Interest

Interest Only

Adjustable Rates

A mortgage that permits the lender to adjust the mortgage's interest rate periodically on the basis of changes in a specified index. The interest rates on these loans will be fixed for a specified period of time, then will become adjustable for the remaining years of the loan. Once adjustable, the interest rates may move up or down, as market conditions change.

3 Year Fixed

5 Year Fixed

7 Year Fixed

10 Year Fixed

Principal + Interest

Interest Only

Documentation type

Full Doc

I qualify with full documentation of my income and assets. This will allow me to obtain the best rate and loan fee.

Stated Income, Verified Assets

I will not document my income but will provide full asset documentation. This will reduce the amount of paperwork needed to close my loan, but may increase my rate or loan fee.

Stated Income, Stated Assets

I am not willing to document my income and assets. This option may further increase my rate and loan fee.

Taxes & Insurance

Do you want to include your taxes and insurance with your monthly payment?

Yes

This may result in a lower rate or loan fee.

This may increase my rate or loan fee.