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Loan Information

You should choose this option if you are paying off an existing mortgage and netting less than $2000 cash or if you are paying off a Purchase Money First and Second Mortgage and netting less than $2000.

You should choose this option if you are netting more than $2000 Cash, if you are paying off a Second Mortgage that was not taken out at the time of purchase or if you are paying off any other consumer debts with the proceeds of this loan.

Credit Information
Loan Programs

A mortgage in which the interest rate does not change during the entire term of the loan.

A mortgage that permits the lender to adjust the mortgage's interest rate periodically on the basis of changes in a specified index. The interest rates on these loans will be fixed for a specified period of time, then will become adjustable for the remaining years of the loan. Once adjustable, the interest rates may move up or down, as market conditions change.

Documentation type

I qualify with full documentation of my income and assets. This will allow me to obtain the best rate and loan fee.

I will not document my income but will provide full asset documentation. This will reduce the amount of paperwork needed to close my loan, but may increase my rate or loan fee.

I am not willing to document my income and assets. This option may further increase my rate and loan fee.

Taxes & Insurance

Do you want to include your taxes and insurance with your monthly payment?

This may result in a lower rate or loan fee.

This may increase my rate or loan fee.

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About Us

More About Us

We've talked to hundreds of consumers that say they've felt ripped off or unsure if they really got a good rate and fair closing costs when obtaining a home loan from other lenders. Consumers often question the difference between the costs listed in the "good faith estimate" and the final closing documents.

It's true, frequently closing costs end up being much higher than what a borrower sees on their good faith estimate, leaving them feeling taken advantage of and frustrated!

One Easy Fee Home Loans changes all of that by turning the good faith estimate into a guaranteed and protected fixed-fee package . We combine all applicable closing and lender costs into one low, guaranteed fee. One Easy Fee is committed to providing its customers with the best mortgage rates and the lowest closing fee.

One Easy Fee also provides the most convenient and consumer-friendly loan process in the industry. Borrowers can research rates, choose loan programs and apply for loans online 24 hours a day, or request assistance from a One Easy Fee non-commissioned loan consultant via our toll-free number. It's Easy!

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Our Company

One Easy Fee is a privately held California corporation based in San Diego. The company has introduced a new, Internet-based method to obtain a home loan. One Easy Fee combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package. The One Easy Fee package includes the following costs, and the total of which is guaranteed not to change at closing.

  • Origination Fee
  • Discount Points
  • Appraisal Fee
  • Title Insurance and Related Charges (Refinance Only)
  • Escrow/Lender Attorney Fee (Refinance Only)
  • Survey (Refinance Only)
  • Flood Certification Fee
  • Credit Report Fee
  • Tax Service Fee
  • Underwriting Fee
  • Processing Fee
  • Recording Fees (Refinance Only)
  • Notary Fee (Refinance Only)
  • Administration Fee

One Easy Fee is committed to providing its customers throughout the United States with the best mortgage rates and the lowest closing fee in the industry.

A One Easy Fee home loan assures consumers protection from last minute changes in costs, and from bait and switch tactics used by aggressive, commissioned sales people. Loan applicants can choose to use our user-friendly Website to shop and compare with an instant quote or to complete the entire loan process online. One Easy Fee also provides one-on-one customer support by professional, non-commissioned loan consultants to assure a hassle-free loan every time.

Executive Team

Bill Mansy, Founder and President
Adam Hiner, Project Manager

Headquarters

3636 Camino Del Rio North Suite #220
San Diego, CA 92108

Toll-free: 866-918-EASY (3279)
San Diego Area: 619-331-1333
Efax: 877.669.7840
Email: info@oneeasyfee.com
Website: www.OneEasyFee.com